Lodge online

Register for online access

How to lodge

Download paper forms

Search all forms

Search ASIC registers

Within: 

Search financial services/credit licensees and representatives, liquidators, auditors and more

Professional registers

--------------------------------------------------

More information

Lodge online

decrease text size increase text size print page

For investors



What are the most common types of investments?
What if my interest payments or distributions have not been paid?
What if my ability to withdraw or redeem my investment has been frozen?
What is insolvency?
How does insolvency affect me if I am a shareholder?
How does insolvency affect me if I am a debenture holder?
How does the winding up of a managed investment scheme affect me?
What if I have information about an investment or would like to register a complaint?
Information sheet and guide


What are the most common types of investments?


The most common types of investments are shares, managed funds (also known as managed investment schemes) and unlisted investments such as debentures.
Read more


What if my interest payments or distributions have not been paid?


If you have not received your interest payment by the due date or an anticipated distribution from your investment, you should contact your investment company and seek financial advice on how the non-payment of your investment income will affect your personal circumstances.
Read more


What if my ability to withdraw or redeem my investment has been frozen?


A withdrawal (or redemption) freeze on your investment does not necessarily mean that the managed investment scheme or company you have invested in is insolvent. If you have been informed that your ability to withdraw your investment has been frozen and you are concerned, you should contact your investment company for further information.

You should consider seeking financial advice about how a freeze on withdrawing your investment will affect your personal circumstances. This will ensure that you are able to make the most informed decision in relation to your financial future.
Read more


What is insolvency?


An insolvent company is one that is unable to pay its debts when they fall due for payment. The three most common insolvency procedures are voluntary administration, liquidation and receivership.


How does insolvency affect me if I am a shareholder?


For further information go to Shareholders


How does insolvency affect me if I am a debenture holder?


With debentures, you lend your money to a business, usually for a fixed term. For this reason, debenture holders are usually creditors of a company.

The effect of the appointment of a receiver and manager, voluntary administrator or liquidator (often referred to as external administrators) will be to place a freeze on any payments to you. The external administrator will then oversee an orderly realisation of the assets of the company and distribute the net proceeds to creditors in the order of priorities set out in the Corporations Act.
Read more


How does the winding up of a managed investment scheme affect me?


If your scheme is a registered managed investment scheme and is wound up, the winding up is to be conducted in accordance with the Corporations Act and the scheme constitution. If the winding up is ordered by a Court, the Court may make orders relating to the winding up. The investment manager is generally responsible for realising all of the assets of the scheme, deducting reasonable costs (including unpaid creditors) and distributing the balance, if any, amongst members pursuant to the constitution and according to their respective interests in the scheme.
Read more


What if I have information about an investment or would like to register a complaint?


Queries and complaints - How to complain


Information sheets & guides




Quick links


MoneySmart website
ASX website
Australian Shareholders' Association website
Centrelink
Department of Veterans Affairs
Storm Financial Investors (ASIC website)
Westpoint Investors (ASIC website)

Give us your feedback

Return to Overview




decrease text size increase text size print page