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 The Australian Government has developed an easy to recognise seal that authorised deposit-taking institutions (ADIs) can choose to use to help depositors understand that their deposits are protected under the Government’s bank deposit guarantee (also commonly referred to as the Financial Claims Scheme (FCS)). A financial institution does not have to use or display the seal. If it chooses not to display the seal, that doesn’t mean the account is not guaranteed. The FCS applies to deposits held in all authorised deposit-taking institutions (ADIs) incorporated in Australia. This includes banks of all sizes, credit unions and building societies. Under the FCS, the Government guarantees deposits up to a cap of $250,000 per account-holder, per ADI. |  |
Guidelines for use and style guide (PDF 154KB) More about the Government guarantee on deposits (MoneySmart website)