Credit cards
A credit card is part of everyday life for most of us. Credit cards:
- are a form of short-term finance, allowing goods and services to be purchased sooner, even if at greater cost, than if we had to save up for them.
- are a convenient payment mechanism, reducing the amount of cash we have to carry around, including when we travel, and providing an easy method for making purchases by phone and over the internet.
- may have attractive rewards programs associated with them.
- can also be useful as a source of emergency funds.
Choosing a credit card
Living with your credit card
- Managing your credit cards
- Use our credit card calculator to check how long it may take you to pay off your credit card if you only pay the 'minumum payment' and how, by paying more, you can significantly reduce the time it takes to pay off your credit card debt.
- When things go wrong, for example, you want to reverse a transaction or you have a dispute with your financial institution
Interest and fees on credit cards
Shopping with your card and avoiding fraud
Managing credit card and other debt
More about managing your money
FIDO Website: Printed 12/03/2008
