Moneysmart for consumers

Moneysmart is ASIC's consumer website. It provides free calculators, tips and guidance so you can manage your money and plan for the future.

Financial education

ASIC is committed to helping you make confident and informed money decisions through our Moneysmart website. You can find information on the following topics on Moneysmart.

Banking and budgeting

Find out how to manage your spending and bills. This can help you feel more secure and make it easier to save. Or use our budget planner to take charge and reach your savings goals.

Loans, credit and debt

There are different ways you can borrow money. Before you borrow, make sure you know all the costs and can afford the repayments. If you owe money or fall behind on repayments, there are steps you can take to get out of debt.

Investing and planning

Find out how to plan, choose and track your investments. Or get help reaching your financial goals by talking to a financial adviser who understands your needs.

Super and retirement

Super is a way of saving for retirement. Think about the kind of retirement you want and how you’ll support yourself when you stop working.

Insurance

Insurance helps you to manage life’s risks. When you buy insurance, focus on what you need, and what is or is not covered by different policies.

Find unclaimed money

There is around $2.6 billion in lost shares, bank accounts and life insurance. You can find unclaimed money for free using Moneysmart’s unclaimed money search.

Search for unclaimed money.

Scams and online safety

Scammers are skilled at tricking you out of your money. Learn to identify and avoid scams. If you think you’ve been scammed, there are steps you can take to limit the damage.

Check the investor alert list to see which companies, businesses and websites are not to be trusted. If someone is on this list, be wary of dealing with them.

Search the investor alert list

How to complain

If you are unhappy about a service or product, there are steps you can take to complain. See Moneysmart’s guide on how to complain.

Community resources

Search Moneysmart’s free resources to help you and your community make everyday money decisions.

Moneysmart on social media

Follow Moneysmart on social media for tips to help you make money decisions.

Keep up to date with the latest tools and guidance by subscribing to Moneysmart’s monthly eNewsletter.